At 104 Premium Point in Mamaroneck, a large waterfront residence is being offered for $15.995 million—often rounded to $16 million. September 2026 reporting describes it as Westchester County’s most expensive currently listed waterfront home, based on MLS information supplied with the listing. That is a time-sensitive waterfront ranking, not proof that it is the county’s priciest listing across every property type.
Where the house is—and what “360-degree water views” means
The property sits in the Premium Point waterfront enclave in Mamaroneck, on a peninsula between Long Island Sound and Premium Mill Pond. Fancy Pants Homes describes the home as occupying an elevated part of the point, with views toward both bodies of water. “360-degree water views” is headline language; the available listing descriptions support expansive water views, but do not establish that water is visible in every direction from every room or outdoor area.
The setting is part of the property’s appeal, but views are distinct from access rights. Reporting mentions private neighborhood beach access and boat slips as features associated with the listing. It does not establish that either is deeded exclusively to the individual property, so buyers would need to confirm the relevant rights and terms.
What the listing says the property includes
Listing specifications reported by Daily Voice and carried in the MLS-distributed listing describe approximately 13,481 square feet on 1.35 acres. The reported accommodation is eight bedrooms, ten full bathrooms and three half-baths, with an elevator serving the home’s levels. These are marketing and listing figures; confirm current measurements, room counts and condition with the listing brokerage and appropriate property records.
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- Outdoor features: a pool and spa, terraces, a covered outdoor kitchen, a separate pool house, and reported neighborhood beach access and boat slips.
- Pool house: Daily Voice describes a two-story structure with a guest suite and gym.
- Primary suite: reporting describes water views, a gas fireplace and a steam shower.
- Building systems: listing details include seven-zone heating and cooling, selected radiant heating, Lutron lighting, Sonos audio, commercial-grade networking and Wi-Fi, and a whole-house generator.
- Garage: a heated and cooled three-car garage is reported.
These features are descriptions attributed to the listing and reporting, not independent inspections or guarantees about performance, condition or included equipment.
A modern residence with parts of an older stone estate
The house is not described as wholly new construction. Fancy Pants Homes and Daily Voice report that portions of an original stone estate remain within the footprint, while Cum Laude Group completed the modern residence. That combination makes the project more specific than a simple new-build description: the reporting points to retained historic fabric alongside substantial updates to the roof, systems, finishes and surfaces.
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Fancy Pants Homes reports a new slate roof and copper gutters, along with large Marvin windows, white oak floors and custom millwork. Its account also describes a kitchen with two islands, Wolf and Sub-Zero equipment, two Bosch dishwashers, and wine refrigeration in a butler’s pantry. These details help convey the finish level presented to buyers, but they should be treated as reported listing specifications rather than a condition assessment.
Why the “priciest” claim needs a narrow reading
The September 2026 coverage attributes the ranking to MLS information supplied with the listing: the home was described as Westchester’s most expensive currently listed waterfront residence. The comparison is therefore bounded by both property type and time. It does not establish a county-wide ranking across non-waterfront homes, nor does it remain true automatically as listings and asking prices change.
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Redfin’s page attributes its listing data to OneKey MLS as distributed by MLS Grid. It records the home at $15.995 million on September 4, 2026, and showed an update on September 17, 2026. The same page records a $16 million price change on April 10, 2026, and an earlier March 2025 listing at $18.995 million. Those entries establish prior market appearances and recorded prices, but not why a prior listing ended or why the asking price changed.
Price and availability can change. Check the current MLS or listing-brokerage page for the live asking price, status and showing information.
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Sources and attribution
Property and feature descriptions above are attributed to Georgie Mihaila’s Fancy Pants Homes report, “Westchester’s priciest waterfront home is asking nearly $16M,” updated September 18, 2026; Ben Crnic’s Daily Voice report, “Waterfront Listing Hits Market In Mamaroneck Community Once Home To J.P. Morgan, Joe Torre,” published September 17, 2026; and the Redfin property page for MLS #1036802, which attributes listing data to OneKey MLS as distributed by MLS Grid.
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