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Full-time daycare in the United States averaged $13,184 per year in 2025—about $1,099 per month when divided by 12—but that national figure is a reference point, not a quote for a particular child or provider. A local price can differ substantially by state, the child’s age, whether care is center-based or in a family child-care home, and the schedule. Registration charges, deposits and rules for absences or closures also vary by provider, so ask for the complete written fee schedule before comparing options.
What is the national average cost of full-time daycare?
Child Care Aware of America (CCAoA) reports a 2025 national average annual child-care price of $13,184, equivalent to about $1,099 a month if spread evenly across 12 months. CCAoA calculated its average using three methods and price data from 47 states. The figure is useful for understanding the scale of costs nationally; it is not a promise that a family will find a full-time place at that price, or that every state and type of care is represented equally.
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For a child-specific estimate, the most useful number is the written rate from a provider serving the child’s age group and exact schedule. The national average can help you frame the conversation, but it cannot tell you whether a quote is typical in your town, what is included in tuition, or whether additional charges apply.
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How much is daycare per month or week?
The annual average of $13,184 works out to about $1,099 per month, or about $253 per week, when divided by 12 months and 52 weeks respectively. Those are arithmetic conversions of an annual figure—not separately reported weekly or monthly rates. Providers may bill on a different schedule, and dividing an annual benchmark does not account for deposits, registration charges or other fees.
Another source offers a useful but different perspective. In its 2026 report based on a 2025 household survey, the Federal Reserve Board says the median amount among parents paying for child care was $250 per week. Among parents using paid care for at least 20 hours weekly, the median was $1,517 per month. These figures cover household-reported spending for children under 13 across multiple forms of care; they are not full-time daycare-center quotes. A household may be paying for a different schedule or arrangement than a full-time enrollment slot. The figures should not be treated as interchangeable with CCAoA’s national price average. The Federal Reserve report explains the survey context.
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When translating a provider quote to a monthly or annual comparison, use the provider’s stated billing terms. If the quote is weekly, multiplying by 52 gives a simple annualized tuition estimate; if it is monthly, multiplying by 12 does the same. Then list one-time or recurring charges separately rather than folding a refundable or creditable deposit into the tuition rate. Ask whether the quoted rate applies to the full year, and whether scheduled closures or a child’s absences change what is owed.
Does infant daycare cost more than toddler care?
In the Urban Institute’s 2025 report using 2024 price data, the median annual state-average price was higher for infants than toddlers in both center-based and family child-care settings. These are medians of state average costs, not a single nationwide provider rate.
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| Care setting and age | 2024 median annual state-average cost | Approximate monthly equivalent |
|---|---|---|
| Center-based, infant | $14,995 | $1,250 |
| Center-based, toddler | $12,376 | $1,031 |
| Family child-care home, infant | $10,809 | $901 |
| Family child-care home, toddler | $10,072 | $839 |
Prices checked November 2026.
Monthly amounts are annual totals divided by 12; they are not separately reported monthly survey rates. Data: Urban Institute, 2025 report using 2024 data.
The table supports two useful comparisons: infant care had a higher median than toddler care in each setting, and the family child-care home medians were lower than the center-based medians for both age groups. It does not establish that every infant place costs more than every toddler place, or that every family child-care home is less expensive than every center. Provider rates are local, and a particular schedule or included service can change the comparison.
Check that you are comparing the same age category and care arrangement. A quote for a toddler classroom is not a direct comparison with an infant room, and a weekly rate for a family child-care home should not be compared with a center’s rate without checking hours, days, included items and billing policies.
How much does daycare cost in different states?
Location can make a large difference. For full-time, center-based infant care in 2024, the Urban Institute report lists annual state-average prices of $8,632 in Alabama, $22,628 in California and $26,193 in the District of Columbia. These are selected examples of geographic variation, not the lowest and highest prices available to families nationwide. A state average also cannot substitute for a quote from a provider in a particular city or neighborhood.
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Use state figures to understand why a national average may not match a local experience—not to set a personal budget without checking local rates. The state examples above are for infant care at centers, so they should not be treated as prices for toddlers or family child-care homes. For a useful local comparison, request rates from providers with the same child age, setting and weekly schedule.
What extra daycare fees should parents expect?
There is no well-supported national schedule of typical registration, deposit, late-payment or late-pickup fees in the reviewed evidence. Those charges, along with rules about absences and closures, are set out in individual provider policies. Rather than assuming a fee is standard—or assuming it does not exist—ask for the current handbook and a complete written fee schedule.
Provider examples show why the fine print matters, but they are not national norms. The University of Toledo Early Learning Center’s FY27 parent handbook describes an enrollment deposit equal to one week of tuition that is applied to the first week once care begins. It says tuition is due based on enrollment even during absences and scheduled closures, and lists a $10 late-payment fee. The University at Buffalo Child Care Center lists a $50 registration fee, a tuition deposit equal to two weeks of tuition, and late-pickup fees that increase with each occurrence. These are policies at those specific centers; another provider may have different charges, refund terms and billing rules. Consult the Toledo handbook and Buffalo handbook for their stated terms.
In particular, distinguish a deposit from a fee. A deposit may be credited toward tuition or returned if specified conditions are met; a registration charge may be nonrefundable or applied differently. The label alone does not tell you what happens to the money. Ask how much is due, when it is due, what it covers, whether it is credited or refundable, and what notice or other conditions apply to receive a refund.
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Ask whether tuition remains due when a child is sick or on vacation, on holidays, during scheduled closures, or when an emergency closure prevents care. Also confirm whether meals, supplies, activities or field trips are included, and whether annual enrollment renewals or extra hours cost more. A provider’s answers should be in writing so you can compare them against another offer on the same basis.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.What should you ask before accepting a daycare quote?
Compare the full first-year cost and contract terms, not just the advertised weekly or monthly tuition. Use these questions with each provider:
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- Is there an application or registration charge? Find out whether it is refundable or credited toward tuition.
- Is a deposit required? Ask how much, when it is applied or returned, and what notice or other conditions affect getting it back.
- Are there separate costs for supplies, meals, activities, field trips or annual renewals? Ask which are mandatory and when they are charged.
- What happens to tuition during an absence or closure? Get the policy for illness, vacation, holidays, planned closures and emergency closures.
- What penalties or added charges can apply? Check late payment, late pickup, returned payments and extra hours.
- Are discounts available? Ask whether a sibling discount or another discount applies, and whether it reduces tuition or only selected charges.
For a fair first-year comparison, add the annualized recurring tuition to nonrefundable enrollment charges and predictable recurring add-ons. Keep deposits that may be credited or refunded in a separate line: they affect how much cash you need upfront, but should not automatically be counted as a permanent cost. Write down the conditions for any credit or refund. This method makes it easier to see the difference between the ongoing price of care, upfront cash required to enroll and costs that depend on a policy or event.
A simple comparison sheet can have one column per provider and rows for age group, care setting, weekly schedule, annualized tuition, included meals or supplies, registration, deposit, closure and absence billing, late charges, extra hours and discounts. Fill in unknowns as questions to resolve instead of treating a blank as a zero-cost item. If one provider quotes weekly tuition and another quotes monthly tuition, annualize both using the stated billing period, then keep one-time charges separate.
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How should you use these daycare cost figures?
Keep the measures in their proper context. CCAoA’s $13,184 is a 2025 national average calculated from price data from 47 states and three methods. The Urban Institute’s age- and setting-specific values are 2024 medians of state average costs. The Federal Reserve’s household figures report payments across care arrangements and schedules. They answer related questions, but they are not the same statistic and should not be combined into a single price range.
The practical sequence is to use the national figure for broad context, check age- and setting-specific data to understand likely cost differences, then obtain local written quotes for the child’s actual schedule. Finally, compare what each quote includes and how the provider bills for absences, closures and fees. That last step matters because two recurring tuition rates do not necessarily represent the same total first-year expense or the same rules for families.
Prices and fee policies can change. Confirm that a rate and handbook are current for the enrollment period you are considering, and save the written quote and policy version you relied on. The available evidence does not establish a universal fee schedule or a guaranteed local rate; the provider’s current written terms are the basis for a specific family’s estimate.
Frequently Asked Questions
Why do daycare cost reports show different prices?
They may measure different years, care settings, child ages, schedules and populations. For example, a price average built from state data is not directly comparable with a household survey of payments across multiple care arrangements.
Should I treat a daycare deposit as part of the total cost?
Not automatically. First confirm whether it is refundable or credited toward tuition, and note the conditions and timing; count nonrefundable enrollment charges separately from money that may be returned or applied later.
Can I use the national average to decide whether a local daycare quote is fair?
Use it as broad context, not as a local benchmark by itself. A meaningful comparison needs quotes for the same child age, setting, schedule and included services from providers serving your area.
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Does a daycare have to refund tuition if it closes unexpectedly?
The material here does not establish a nationwide refund rule. Ask the provider for its written policy on emergency closures and how tuition is handled before enrolling.
